Terms of Service
Last updated: October 12, 2026
These terms govern your use of SGA Trader, the websites at sgatrader.com and its subdomains, and any subscription you buy from Smart Growth Assets Inc. d/b/a SGA Trader (“we”, “us”). By subscribing or using the service you agree to them.
1. The service
SGA Trader is strategy and analysis automation software. It publishes impersonal, rules-based market analysis and alerts generated by our algorithms, and — on the Automation plans — provides software that runs on a server you own and places orders in a brokerage account you own, according to rules and settings you choose.
The same analysis is delivered to every subscriber. It is not prepared for, or tailored to, any individual’s financial situation, objectives or risk tolerance.
2. Publisher, not adviser
The service is impersonal, general-circulation software and market analysis. Smart Growth Assets Inc. is not a registered investment adviser, commodity trading advisor, or broker-dealer, and nothing provided is a recommendation tailored to your circumstances. You decide whether to trade and you place or authorise your own orders in your own brokerage account. Refunds and cancellation: see https://sgatrader.com/refunds.
HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.
3. Your responsibilities
- You are solely responsible for every trade made in your brokerage account, whether placed by you or by software you have configured and authorised.
- You choose and maintain your own brokerage account and its API keys, and you are responsible for complying with your broker’s terms.
- You are responsible for deciding whether trading is suitable for you, and for any taxes arising from it.
- You must keep your sgatrader.com sign-in credentials confidential.
4. No custody
We never hold, receive or control customer funds or securities. Your money stays in your own brokerage account at all times. Automation software runs on a server in your own cloud account using broker keys you enter there; we do not have those keys and cannot withdraw or transfer funds.
5. Subscriptions, billing and cancellation
Subscriptions are billed in advance, monthly or annually as shown at checkout, and renew automatically until you cancel. Card charges appear on your statement as VKPAY*SGATRADER.
You can cancel at any time from your account page or by emailing [email protected]. Cancellation stops future charges; access continues to the end of the period already paid for. Refunds are covered by our Refund & Cancellation Policy.
6. Risk
Trading securities involves substantial risk of loss, including loss of more than you expected. Past performance, whether actual or simulated, is not indicative of future results. Software can fail, data can be delayed or wrong, and brokers can reject or mis-fill orders. See our Risk & Disclosures.
7. Disclaimer of warranties
The service is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, uninterrupted operation, or any particular trading outcome.
8. Limitation of liability
To the fullest extent permitted by law, Smart Growth Assets Inc. and its officers, employees and contractors are not liable for any trading losses, lost profits, or indirect, incidental, special or consequential damages arising from your use of the service. Our total liability for any claim is limited to the fees you paid us in the three months before the event giving rise to the claim.
9. Acceptable use
You may not resell, redistribute or republish alerts or analysis, attempt to access systems or accounts that are not yours, or use the service unlawfully. We may suspend accounts that do.
10. Changes
We may update these terms. Material changes will be posted here with a new “Last updated” date before they take effect; continuing to use the service after that date means you accept them.
11. Governing law
These terms are governed by the laws of the State of Wyoming, USA, without regard to its conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Wyoming.
12. Contact
Smart Growth Assets Inc. d/b/a SGA Trader, 30 N Gould St, Ste N, Sheridan, WY 82801 · (253) 999-9087 · [email protected]